We advise you based on what we would do, were we in your shoes, given what we know.
Pensions rules mean this is a most complex area, unfortunately.
Do you know if you are on track for a secure and comfortable retirement?
As you build funds for retirement, are your investment choices appropriate and optimal for you?
Will you have enough
Speak to us and we'll help you plan for retirement.
A pension is just a method of saving. A pension fund is an investment pot inside a tax free savings vehicle.
Having a pension, of itself, does not determine your level of comfort in retirement. That is determined by the amount you save and how you invest.
If you are entering retirement, you will have access to Income Drawdown. In Drawdown, your pot still needs to be invested, perhaps for decades.
Retirement planning is not just about pensions.
Pensions are highly tax efficient savings vehicles.