IFAs and Wealth Managers are really all the same, aren't they?
Yes, mostly they are.
But... Wealth Managers, normally, do not provide a one-stop shop wealth advice service to include, for example, tax planning, estate planning, retirement planning, cash management, investment management, long term cash flow forecasting, family protection planning etc.
When they manage your portfolio, 98% of portfolios are invested in a 'Diversified Portfolio'. They tell you it will reduce risk. Really? Ask them how much their clients lost in 2008. Where was the risk reduction then? Our clients lost NIL% in the 2008 Crash.
Have you often see yours in the media?
Jonathan Davis has the HIGHEST media profile of any Independent Wealth Adviser in the UK. See JD in Media.
What qualifications other advisers hold?
Jonathan Davis, Chartered Financial Planner BA MBA FCII FPFS, is one of the most highly qualified financial advisers in the UK.
Brendan Bensley BA FPFS, Senior Paraplanner, is also a Chartered Financial Planner.
Are they style over substance?
Are they selling products or providing a service?
You seek an independent and impartial financial adviser.
What are we best at?
We'll make your portfolio tax-efficient. We'll aim to preserve your capital when markets are falling (like we did in 2008!). We'll aim to grow your capital when markets rise (like we have been doing. See chart on Homepage). We'll help you long term, not just when you first instruct us.
Where do you meet prospective clients?
Normally, in our offices in The City (Token House map on Contact page). We also meet prospective clients in offices in Herts, if you are based here.
Where do you meet established clients?
Wherever you want, within reason.