“Their advice helped me structure my portfolio, protected me during the downturn and positioned me very well for growth into the future.”

Jeremy Lloyd – Snr HR Director, Medtronic Int'l and Carol Lloyd (Switzerland) (2010)

Our Advice archive

The Big Picture October 2016

Posted by jdavis on October 31, 2016

Focus on... Government Bonds

Lenders are prepared to accept lower and lower rates of interest as THEY BELIEVE INFLATION WILL FALL OR EVEN WE GO TO DEFLATION.

Posted by jdavis on June 30, 2016

The Big Picture June 2016

2 monthly round up of what you really need to know, in order to preserve and grow your portfolio.

Posted by jdavis on June 30, 2016

The Big Picture February 2016

Posted by jdavis on February 16, 2016

Focus on... stock markets

Posted by jdavis on February 16, 2016

10 Financial Planning New Year’s Resolutions

10 Financial Planning New Year’s Resolutions

Posted by jdavis on December 31, 2015

Grandparents: does your generosity leave you at risk of running out of money?

How can you manage cashflow do all that you want to do give a little away as gifts AND not run out of money?

Posted by jdavis on December 31, 2015

Focus on... Oil

We've already had a huge crash. Can oil fall much further? Sure. Is it likely? No.

Posted by jdavis on December 31, 2015

The Big Picture December 2015

In The Big Picture I show what is really going on and what informs our thinking. The following is a sample of what I see now.

Posted by jdavis on December 30, 2015

Slower growth in 2016 and possible Recession

GLOBAL MARKETS (not us) suggest a slowing US economy in 2016 and possible Recession.

Posted by jdavis on December 30, 2015

The Big Picture

Posted by jdavis on October 30, 2015

Focus on... gold mining

There is extraordinary value in Gold mining shares.

Posted by jdavis on October 30, 2015

Keeping your money safe by avoiding identity theft

Fraudsters are widening their net and we are seeing a growing number of cases involving older members of society.

Posted by jdavis on October 30, 2015

How much does it cost for a degree in the UK

Of course, it's not all about money. But, depending on what University you go to and what course you study, it very well could be. And in many cases it is.

Posted by jdavis on October 30, 2015

Focus on oil investing

Buy Low.

Posted by jdavis on September 11, 2015

Oh, you don't want to do THAT!

Advice to ruin your financial life

Posted by jdavis on September 11, 2015

Changes to Buy To Let taxation

To me this hasn't been a sound investment for years, taking into account Risk and Reward. Is this is a sound investment now?

Posted by jdavis on September 10, 2015

Summer 2015 Market Commentary

After reading this, you will probably feel the need to review your portfolio.

Posted by jdavis on September 10, 2015

Oil and energy investment opportunities

In late March we invested into Global Energy shares and we increased our investments in Emerging Markets' shares. The former is already up around 12% and the latter 7%.

Posted by jdavis on April 21, 2015

The case for investing in Government Bonds

Our clients have been increasingly heavily invested in one of the stars of investing successes of 2014. We see every reason for this to continue in 2015 and perhaps 2016 too.

Posted by jdavis on February 19, 2015

FTSE

Normally, when Government Bonds rise sustainably, this is a bad omen for share prices. Yet shares are being bought more than for years.

Posted by jdavis on December 24, 2014

Commodity prices and Russia

Why is no-one talking about Russian stocks as buys? Because investors seem to only want to buy expensive assets. Too funny. And detrimental to wealth creation/preservation.

Posted by jdavis on December 24, 2014

But we haven't had sustained Deflation for decades!

It seems to us that Deflation is something we will all get used to. We haven't experienced it sustainably for decades. And THAT is the issue. Everyone assumes that what has been will be always. And THAT is what we have been trying to get people to see as nonsense for years.

Posted by jdavis on December 24, 2014

Pensions liberalisations

We hope you are not caught out in the biggest ponzi in history. Unfortunately, we feel you will be, whoever you are.

Posted by jdavis on December 17, 2014

US Treasuries

Nearly a third of advanced countries (or those which seek to be advanced) are right now in deflation.

Posted by jdavis on November 7, 2014

Retirees and Equity Release

It is reported that over 55s are borrowing record amounts from their homes. All well and good but a) why don't some just trade down? It's much much more efficient. b) their kids had better expect much less or NO inheritance...

Posted by jdavis on October 27, 2014

UK Housing market and house prices

As of now, and for the last several months, the UK housing market has slowed materially and in Central London has turned negative. Yes Central London

Posted by jdavis on October 27, 2014

Western stock markets

So, everyone's making money in stocks, right? You decide.

Posted by jdavis on October 27, 2014

Scottish Independence vote

The vote in September is unlikely to be Yes for Independence – though the polls are closer now than a few months ago and there is a large undecided bloc. However, we’ll be surprised if Scotland votes Yes

Posted by jdavis on August 31, 2014

Emerging markets' index

Posted by jdavis on August 31, 2014

US Treasuries

One of our big investment holdings is the bonds of the United States. They are called Treasuries. (In the UK they call them Gilts). The next chart shows the price movement of US Treasuries (USTs)

Posted by jdavis on August 31, 2014

Summer 2014 Economics and Markets Commentary

There have been surprises in economics and markets, such as The European Central Bank reducing some interest rates BELOW 0%, Emerging Markets' shares indices continue to rise strongly...

Posted by jdavis on August 31, 2014

Precious Metals' investing

Small Cap miners has been a rocket ship

Posted by jdavis on June 20, 2014

Update to Investments ideas

Posted by jdavis on June 13, 2014

FT: Volatility extinguished by moves from central banks

Posted by jdavis on June 13, 2014

Update to Japanese ¥ to Japanese share prices

Sayanora ¥ Konichiwa Nikkei San

Posted by jdavis on May 10, 2014

Margin Debt

Margin Debt is at all time highs. The Case Shiller Index is 3rd highest in history.

Posted by jdavis on April 15, 2014

Most important financial planning issues from the 2014 Budget

Posted by jdavis on March 29, 2014

Japanese ¥ to Nikkei Dow

If ¥:Nikkei breaks up, it means, probably, the ¥ is rising and the Nikkei is falling.

Posted by jdavis on February 26, 2014

China and Emerging Markets

There's been a lot of press and media comment recently on China's manufacturing data and overall economic activity.

Posted by jdavis on February 22, 2014

The Freedom Festival

I am delighted and honoured that we will sponsor the Gala Dinner of the Freedom Festival weekend next month in Bournemouth (14th – 16th).

Posted by jdavis on February 22, 2014

UK Budget AKA Party Political Broadcast

Budgets are NOT about sorting out an economy. They are about winning elections. It is now three years since the last General Election. It is only two till the next one.

Posted by jdavis on March 22, 2013

Festive Markets and Economics Update

Posted by jdavis on December 23, 2011

A brief update

Posted by jdavis on December 5, 2011

Santa's coming?

Posted by jdavis on November 28, 2011

You think I'M bearish...?

Posted by jdavis on October 11, 2011

Zig Zag Zig and maybe a further Zag Zig

Posted by jdavis on August 26, 2011

Armageddon or bust!

Posted by jdavis on August 5, 2011

Obama - our saviour

Posted by jdavis on August 1, 2011

US economy gone negative

Posted by jdavis on April 20, 2011

Buy the rumour, sell the news

Posted by jdavis on November 16, 2010

Emergency Budget - Hats off to wee Georgie

As we have said many times, now the man and woman on the street finally will know how dire is our position. Society will struggle to stay together ( :( ). Likely, there will be great unrest. Public sector staff will protest (or their union leaders will) even though it is obvious they have benefited greatly from 10 years of Brownonomics – and bankrupted us.

Posted by jdavis on June 23, 2010

Where's a Busby Berkeley when you need one?

Can the market continue rising? Is it more likely to fall than rise? If it rises what are the chances it will then fall to below where we are.

Posted by jdavis on October 6, 2009

The recession is over. Thus, sell shares!

We believe that, after 4 quarters of falling GDP, the next announcement or the one after will show that we have experienced a GROWING economy in the preceding quarter.

Posted by jdavis on August 27, 2009

Is it a bird? Is it a plane? No its Super Equities Man! Up, up and away?

I’m starting to wonder how far it will go. To the end of last year and in March I suggested 40-80% ie to between roughly 4750-5250 on the FTSE 100.

Posted by jdavis on August 3, 2009

It was the best of times. It was the worst of times. What a difference a ‘week’ makes.

From a view with just 25% conviction a few weeks ago i.e. that ...the stock market... would rise ongoing, we have come to the conclusion that we have seen the bottom.

Posted by jdavis on March 20, 2009

2008 and 2009: Years of return OF capital, not necessarily return ON capital

We are close to a major turning point in the stock market and during the weekend I considered very carefully what action to take.

Posted by jdavis on February 2, 2009

What a Year! Where are we?

Posted by jdavis on December 22, 2008

Where are we after they have nationalised the West's banking system? Wow!

Our clients took action and saved themselves from huge losses.

Posted by jdavis on October 13, 2008

Bear Sterns has gone belly up. Does that affect me?

As you may know, on Friday the 5th largest bank in the US lost half its value and was bailed out by the Fed.

Posted by jdavis on March 17, 2008